Join BILL as a Senior Director, Credit Risk Strategy

Are you ready to do the best work of your career as a champion for small and mid-size businesses? BILL, a leader in financial automation software for SMBs, is dedicated to automating the future of finance so businesses can thrive.

About BILL

Hundreds of thousands of businesses trust BILL's solutions to manage financial workflows, including payables, receivables, and expense management. Our platform connects businesses to a network of millions, enabling faster payments and improved financial control. Bill simplifies finances, helping SMBs manage and succeed on their terms.

Trusted and Expanding

BILL is a valued partner of leading U.S. financial institutions, accounting firms, and software providers. With operations in San Jose, CA, Draper, UT, and Houston, TX, we are rapidly expanding.

Why Join BILL?

If you seek a role that challenges and elevates your career, BILL is the place for you. Make a significant impact within a fast-growing fintech arena as we look for an experienced, creative, and passionate individual to join our Risk Strategy team. Reporting to the VP of Credit Risk Strategy, this role has high internal and external exposure.

Role Overview

The Senior Director for Credit Risk Strategy is pivotal in managing credit risk while balancing growth objectives. You will develop and execute strategies, assess credit risk across various products, and oversee portfolio performance, leveraging analytical skills and strategic thinking.

Key Responsibilities

• Develop and execute credit risk management strategies aligned with the organization’s objectives.
• Assess credit risk across products and customer segments.
• Optimize risk-adjusted returns and identify portfolio diversification opportunities.
• Design and implement end-to-end solutions for customer acquisition.
• Establish and digitize payment and risk management policies.
• Invest strategically in risk management systems and tools.
• Manage the onboarding flow with autonomy and provide detailed assessments.
• Partner with Analytics and Data Science to monitor risk exposure and drive efficiency.
• Track KPIs and prepare reports for senior management.
• Communicate effectively with stakeholders and influence risk management strategies.
• Develop and lead a team of data scientists specialized in credit risk evaluation.

What We’re Looking For

• 12+ years of experience in credit risk strategy with domain knowledge in traditional and non-traditional products.
• 8+ years of leadership experience driving team objectives aligned with organizational goals.
• Bachelor’s degree in Business Administration, Computer Science, Engineering, or a related field; Master’s degree is a plus.
• Strong data analysis skills with expertise in predictive modeling and ML models.
• Proficiency in SQL, SAS, and Python for analytical purposes.
• Excellent organizational skills with the ability to manage multiple tasks cross-functionally.
• Collaborative leader fostering innovation and knowledge-sharing.

Compensation and Benefits

The estimated base salary range for this role in Draper, UT, is $206,900—$259,000 USD. This role is eligible for BILL’s bonus and equity plan, plus a comprehensive benefits package including:

• 100% paid employee health, dental, and vision plans.
• HSA & FSA accounts.
• Life Insurance and disability coverage.
• Employee Assistance Program (EAP).
• 11+ observed holidays, wellness days, and flexible time off.
• Employee Stock Purchase Program with discounts.
• Wellness and fitness initiatives.
• Employee recognition and referral programs.
• Hybrid work environment with on-site and remote days.

Our Culture and Values

At BILL, our culture is the foundation of our success. Our CEO nurtures a culture based on humility, authenticity, passion, accountability, and fun. We celebrate diversity and believe in the power of bringing our authentic selves to work. We are committed to making BILL a company where innovation thrives because of our inclusive culture and diverse perspectives.

BILL is proudly an Equal Opportunity Employer. We welcome people of all races, ethnicities, ages