Data Scientist 1

At PayPal (NASDAQ: PYPL), we believe that every individual has the right to participate fully in the global economy. Our goal is to democratize financial services to make sure everyone, regardless of their background or financial status, has access to affordable, convenient, and secure products and services to manage their financial lives. Job Description Summary: Bill Me Later, Inc., a solely-owned subsidiary of PayPal, Inc., is looking for a Data Scientist 1 in San Jose, CA: Job Duties: Coordinate with Synchrony Financial to conceptualize, design, and monitor credit risk management strategies to enhance business profitability in consumer lending. Analyze customer-based information to determine the effectiveness of credit policies and suggest needed adjustments to boost profitability. Use data and procedures to enhance risk management strategies and customer experience. Evaluate the effect of strategic changes on delinquency and credit losses. Study portfolio trends and convey brief and actionable business strategies from large amounts of internal and external data. Present new strategy proposals to senior management for approval. Telecommuting is permitted: work can be done from anywhere in the U.S. Job Description: Minimum Requirements: Master’s degree or an international equivalent in Computer Science, Business Analytics, Economics, or a closely related discipline and a year of experience in the job offered or a similar field. Special Skill Requirements: 1. Machine learning (model development/deployment; optimization including parameter tuning, dimension reduction, feature selection, and model validation) 2. Predictive analytics and segmentation (CHAID analysis, regression models, and statistical analysis) 3. Experimental design (A/B testing) 4. Profit & Loss (P&L) analytics and loss forecasting 5. Credit risk management (Development and implementation of acquisition and portfolio management strategies) 6. Credit bureau analytics 7. Python (pandas, numpy, and sklearn packages) 8. SQL tools: Google Big Query and Teradata 9. Data visualization (Tableau, Amplitutde, and Q-monitor) 10. Database management: Big data and cloud (Hadoop, Hive, Stampy, Teradata, and Google Big Query) Additional Job Description: Base Salary: $107,682 – $147,400 annually. 40 hours a week; M-F, 9:00 a.m. to 5:00 p.m. PayPal is dedicated to fair and equitable compensation practices. The total pay for this position includes standard company benefits and is driven by multiple factors including relevant skills and experience. Your recruiter can provide more details about our total pay package during the hiring process. Must have legal authorization to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 Our Benefits: At PayPal, we're committed to creating an equitable and inclusive global economy. We couldn’t do this without our most important asset—you. That's why we provide benefits to support your wellbeing in all aspects of life. We advocate for your financial, physical, and mental wellbeing by offering valuable benefits and resources to help you look after your overall wellbeing. We offer excellent benefits like a flexible work environment, employee share options, health and life insurance, and more. To learn more about our benefits visit https://www.paypalbenefits.com. Who We Are: To learn more about our culture and community, Click Here. PayPal has been at the forefront of the digital payment revolution for over 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, PayPal's platform is empowering over 400 million consumers and merchants in over 200 markets to join and thrive in the global economy. For more information, visit paypal.com. PayPal provides equal employment opportunity (EEO) to all people regardless of age, colour, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status regarding public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will offer reasonable accommodations for eligible individuals with disabilities. If you are unable to submit an application due to incompatible assistive technology or a disability, please contact us at [email protected]. For general requests for consideration of your skills, please Join Our Talent Community. As part of PayPal’s commitment to employees' health and safety, we have established in-office Covid-19 protocols and requirements based on expert advice. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodations based on a medical condition or religious belief that prevents them from getting vaccinated.