Data Scientist-3

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Join Visa: Transform Payments with Data Science

Experience a world leader in payments and technology! Visa connects over 259 billion payment transactions across more than 200 countries each year, supporting consumers, merchants, financial institutions, and government entities. Our mission is to innovate, secure, and enable thriving economies globally. Be a part of our purpose-driven team and make a significant impact!

About Visa

With a vision to connect the world through innovative, reliable, and secure payment networks, Visa harnesses its rich data set to create impactful solutions for our partners, including banks, merchants, and internal business units. Our Global Data Science group plays a crucial role, leveraging data from over 3 billion cards and 100 billion transactions annually.

Why Join Us?

At Visa, you will collaborate with cross-functional teams, including Data Science, to solve meaningful business challenges. We offer opportunities for rotation within various Data Science focus areas such as banks, merchants & retailers, digital products, and marketing, ensuring broad exposure to Visa’s business operations.

Job Title: Data Scientist-3

Location: Bengaluru, India

Essential Functions

  • Innovatively brainstorm ways to leverage our data to solve business problems.
  • Communicate effectively with clients to understand their challenges and present data-driven solutions.
  • Extract, analyze, and derive insightful data to support clients.
  • Create visualizations to simplify complex analyses for a broad audience.
  • Identify opportunities to develop products from data analyses suitable for multiple clients.
  • Collaborate with stakeholders to leverage Visa data for business solutions.
  • Mine and analyze data for product optimization, enhanced marketing techniques, and improved business strategies.
  • Evaluate new data sources and data gathering techniques for effectiveness and accuracy.
  • Develop custom data models and algorithms for data application.
  • Utilize predictive modeling to improve customer experiences, revenue generation, and advertising targeting.
  • Create processes and tools to monitor and ensure model performance and data accuracy.

This is a hybrid position, requiring presence in the office for 2-3 set days a week, with flexibility to work remotely for the rest of the time based on business needs.

Qualifications

Basic Qualifications:

  • 5+ years of work experience with a Bachelor’s Degree or an Advanced Degree (Master’s, MBA, JD, MD, PhD)

Preferred Qualifications:

  • 5+ years of work experience with a Bachelor’s Degree or 2+ years of work experience with an Advanced Degree
  • Bachelor’s or Master’s degree in Statistics, Operations Research, Applied Mathematics, Economics, Data Science, Business Analytics, Computer Science, or a related field
  • Experience analyzing large data sets using programming languages like Python, R, SQL, and Spark
  • Proficiency in developing and refining machine learning models for predictive analytics, classification, and regression tasks
  • 2+ years' experience in data-based decision-making or quantitative analysis
  • Knowledge of ETL pipelines in Spark, Python, HIVE for processing transaction and account level data
  • Skills in data visualization tools such as Tableau
  • Competency in Excel and PowerPoint
  • Previous experience in financial services, credit cards, or merchant analytics is a plus

Visa is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Join Visa and experience making a difference every day!