Data Scientist - Credit Risk Analytics at iwoca

Location: Hybrid in London / Remote within the UK

The Company

At iwoca, our mission is empowering small businesses with fast, flexible finance solutions, thereby strengthening both their operations and the wider economy. Since our inception in 2012, we've provided billions in funding to over 100,000 businesses across Europe. As we aim to finance one million businesses, we continue to leverage advanced technology, data science, and exceptional customer service to revolutionize the fintech landscape.

The Team

Join our Credit Risk Analytics team, also known as the League of Lending, and be part of the largest data science resource at iwoca. This dynamic and autonomous group includes analysts, developers, and credit risk managers focused on innovative, high-quality solutions in an iterative, feedback-driven process.

The Role

Model Development

Develop cutting-edge models to enhance our predictive capabilities in credit risk management, from inception and validation to deployment and monitoring. Collaborate across teams to ensure integration and effectiveness of model predictions.

Model-driven Insights

Utilize advanced tools to derive actionable insights from data, influencing operational changes and enhancing business strategies at iwoca.

Project Ownership and Autonomy

Lead projects designed to solve iwoca's key business challenges, progressively taking on greater responsibility in solution design and maintaining close engagement with stakeholders for continuous improvement and personal growth.

The Requirements

• Strong analytical skills with a foundation in probability and statistics.
• Proficient in data manipulation and modeling tools such as pandas, statsmodels, R.
• Capable in scientific computing with tools like NumPy, SciPy, or Matlab.
• Self-motivated with the ability to manage projects from start to finish.
• Experience in machine learning, mathematical finance, or implementing production-level solutions is a plus.
• Familiarity with Python is advantageous.

The Salary

We offer a competitive salary range of £70,000 - £90,000, aligning with market rates and performance. State your salary expectations in your application.

The Culture

At iwoca, we foster a learning-oriented environment supported by a diverse team. We encourage exploring new interests that contribute to our innovation and service improvement.

The Offices

Beyond functional workspaces in London, Leeds, and Frankfurt, we ensure a vibrant office life with various events and amenities.

The Benefits

• Comprehensive medical insurance and wellness benefits.
• Generous holiday allowance and unique leave options.
• Financial and wellness support benefits including pension and stock options.
• Annual company retreats to exciting global destinations.
• Professional development opportunities with a dedicated budget for skills enhancement.

Explore this unique opportunity to advance your career in data science within a leading fintech innovation hub. Apply now to become part of iwoca’s journey in reshaping finance for small businesses.

For more information: Please visit our page and check out the .

Company Name: iwoca

Job Title: Data Scientist - Credit Analysis