Join First Tech Federal Credit Union as a BI Analyst II, Credit Risk - Hillsboro, OR (HYBRID)

The BI Analyst II, Credit Risk plays a crucial role in our team by performing independent research, data extraction, and analysis. This vital position includes building data and analytical tools and providing financial modeling to support the mitigation of credit risk.

Job Duties

• Develop complex financial models, particularly predictive loss models, cash flow modeling, and stress testing.
• Draft and maintain documentation for developing financial models.
• Assemble and curate clean datasets and new analytics to monitor credit risk, profitability, and associated variances.
• Collaborate with lending leaders to evaluate the effectiveness of underwriting criteria.
• Prepare and present methodology and modeling results to senior leadership, committees, and other business units, effectively communicating analytical insights.
• Aggregate data from multiple sources to research and analyze root causes of identified risk trends.
• Identify gaps proactively, modifying or creating new scripts and analytical frameworks to meet changing needs.
• Validate data, identify calculation inconsistencies, and implement needed code corrections.
• Write and execute SQL/R code proficiently to produce monthly and quarterly risk reports.
• Maintain the operating procedures library and SQL/R code for developing financial models.
• Meet regularly with business units to review credit risk trends and their impact on profitability.
• Participate in the training and orientation of new BI Analysts.

Essential Skills and Experience

• Minimum 4 years of experience in an analyst role, preferably in the financial services industry.
• Proficient in applying and developing analytical methods, including data mining techniques.
• Experience in auditing code for bugs and inconsistencies.
• Strong analytical and problem-solving skills with keen attention to detail.
• Effective time management skills and the ability to work independently or collaboratively.
• Excellent verbal and written communication skills, capable of expressing ideas clearly to all levels.
• Proficient with data visualization/dashboarding tools (e.g., Tableau).
• Advanced knowledge of analytical/quantitative tools (e.g., Excel, SAS, Python, R).
• Exceptional SQL skills and a solid understanding of relational databases.
• Strong knowledge of Microsoft Office Suite.
• Bachelor’s degree in Finance, Statistics, Quantitative Analysis, or a related field, or equivalent work experience.

Location

Hillsboro, OR 97124 | (HYBRID)

Compensation

Targeted at $98k - $106k annually plus an annual bonus.

Benefits

• Traditional medical, dental, and vision coverage.
• 401K matching up to 5% per pay period.
• Accrue up to 17 days of Paid Time Off in your first year.
• 11 paid federal holidays.
• Special employee pricing on lending products such as mortgages, auto, and personal loans (subject to standard account requirements and underwriting criteria).

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Note: First Tech Federal Credit Union is not currently offering Visa transfer or sponsorship for this position. #LI-KW1

Company: First Tech Federal Credit Union
Job Title: BI Analyst II, Credit Risk