Join Our Team as a Senior Data Scientist in Credit Risk Analytics

Location: Hybrid in London / Remote within the UK

About iwoca

At iwoca, we empower small businesses with fast, flexible finance solutions to enhance their cash flow and strengthen the economy. Since our inception in 2012, we've provided several billion in funding to over 100,000 businesses, establishing ourselves as a top Fintech in Europe. Our goal is ambitious: to finance one million businesses by refining our financial services with state-of-the-art technology, advanced data science, and exceptional customer service.

The Team: League of Lending

Our Credit Risk Analytics team, known as the League of Lending, is a dynamic blend of analysts, developers, and credit risk managers. It is our largest team focused on data science resources, dedicated to delivering innovative solutions and maintaining a proactive, results-oriented work environment. You'll work closely with stakeholders, incrementally adding value through iterative solution delivery, feedback implementation, and comprehensive team support.

The Role: Senior Data Scientist

Your responsibilities will include:

• Model Development: Pioneer new modeling methods to enhance the predictive accuracy and adaptability of our credit risk models from inception through to deployment and monitoring.
• Model-Driven Insights: Utilize advanced modeling and analytics tools to extract actionable insights, informing and transforming operational strategies at iwoca.
• Project Ownership: Lead the design and implementation of data science solutions, advancing iwoca's business objectives with increasing autonomy and responsibility.

Requirements

Essential:

• Expertise in statistics and probability.
• Skilled in data manipulation and modeling tools such as pandas, statsmodels, or R.
• Proficient in scientific computing using tools like NumPy, SciPy, or MATLAB.
• Self-motivation and full project lifecycle management.

• Experience in building machine learning models.
• Deep understanding of stochastic processes and mathematical finance.
• Experience in credit risk modeling or similar financial areas.
• Python proficiency is notably advantageous.

Salary & Benefits

Salary for this role ranges from £70,000 to £90,000, with flexibility depending on your experience and expectations. Our benefits include comprehensive medical insurance, generous parental leave, paid volunteering days, various wellness options, and a dedicated professional development budget. Offices are well-equipped with amenities and located in London, Leeds, and Frankfurt, promoting a lively and inclusive workplace culture.

Why iwoca?

iwoca is not just about financial solutions; we're about fostering a workplace that encourages learning, growth, and diversity. Join us to make a significant impact in the fintech industry while advancing your career alongside a team of passionate, like-minded professionals.

Interested? Apply now to become part of our mission to revolutionize small business financing across Europe.

Useful Links

Additional Information:

Company Name: iwoca
Job Title: Senior Data Scientist - Credit Risk Analytics