Dave is one of the top US neobanks and a trailblazer in financial services, using groundbreaking technology to offer top-tier banking services to millions of members at a minimal cost compared to traditional banks. The fundamental aspect of our banking value proposition, ExtraCash, offers up to $500 of short-term, interest-free advances to members within minutes of signing up. The quickness to value, accessibility, and pricing of ExtraCash compared to traditional overdraft distinguishes us from conventional banks and is crucial to our strategy to effectively acquire active Dave debit card members.