Senior Risk Data Scientist (Machine Learning)

Join BILL and Elevate Your Career as a Senior Risk Data Scientist

BILL is a pioneering force in financial automation software, empowering small and mid-size businesses (SMBs) to thrive. As a trusted leader, we revolutionize the future of finance by automating critical workflows such as payables, receivables, and spend and expense management. Our solutions connect businesses to a vast network, ensuring faster payments and superior financial control.

Why Choose BILL?

Hundreds of thousands of businesses rely on BILL to simplify and automate their financial operations. We are proud partners with leading U.S. financial institutions, accounting firms, and top-tier accounting software providers. With operations in San Jose, CA, Draper, UT, Houston, TX, and expanding across new locations, BILL is your ideal destination to make a significant impact in a rapidly growing Fintech company.

About the Role: Senior Risk Data Scientist

Are you detail-oriented, enthusiastic, and dedicated to making a difference? We are seeking a Senior Risk Data Scientist to join our Risk Data Innovation team, focusing on fraud and credit risk. Your role will involve:

• Managing data science projects related to transaction risk modeling, credit underwriting, portfolio monitoring, and loss mitigation.
• Designing experiments to assess the impact of machine learning on customer experience.
• Using advanced analytics and machine learning models to drive key business initiatives.

Qualifications:

We'd love to chat if you have:

• At least 4 years of industry experience in data science and machine learning, preferably in risk, payments, or financial services.
• An advanced degree (M.S., Ph.D.) with 4+ years of experience or a Bachelor’s degree with 6+ years of experience in Statistics, Computer Science, Economics, Mathematics, or related fields.
• Proficiency in Python, SQL, and other statistical modeling tools.
• Experience with a wide range of Machine Learning techniques such as clustering, classification, regression, decision trees, neural nets, and anomaly detection.
• Exceptional communication skills to explain complex results to stakeholders.
• A proven track record of solving risk-related problems using data science and analytics.
• Experience collaborating with cross-functional teams including product, engineering, and operations.

San Jose Pay Range:

$126,900—$151,800 USD

Benefits:

We offer a competitive benefits package, including:

• 100% paid employee health, dental, and vision plans (options for HMO, PPO, or HDHP).
• HSA & FSA accounts.
• Life Insurance, Long & Short-term disability coverage.
• Employee Assistance Program (EAP).
• 11+ observed holidays, wellness days, and flexible time off.
• Employee Stock Purchase Program with discounts.
• Wellness & Fitness initiatives.
• Employee recognition and referral programs.

Our Culture

At BILL, we celebrate diversity and live our values every day. Our culture is defined by: Humility, Authenticity, Passion, Accountability, and Fun. We encourage everyone to bring their authentic selves, share unique perspectives, and contribute to our vibrant community. Join a company where innovation and inclusivity drive our success.

BILL is an Equal Opportunity Employer. We embrace diversity and inclusivity as the foundation of our innovation. We encourage people of all backgrounds, ages, abilities, genders, and sexual orientations to join our team and bring their authentic selves to work.

If you require accommodations during the hiring process, please contact [email protected].

Company Values:

• Humble: We welcome feedback and remain open to learning.
• Authentic: We earn trust by embracing our authentic selves.
• Passionate: We care deeply about our team and customers.
• Accountable: We are committed to each other, our customers, and society.
• Fun: We enjoy time spent together and build strong connections.