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Company Description
It all began with an idea at Block in 2013. Initially created to ease peer-to-peer payments, Cash App has evolved from a single-purpose product to a multifaceted App, offering a better solution for sending, spending, investing, borrowing, and saving to our millions of monthly active users. We strive to redefine the world's relationship with money, making it more relatable, accessible and available. By working at Cash App, you'll have the chance to make a real-world difference with your career. Today, Cash App employs thousands of people worldwide, nurturing a culture that encourages creativity, collaboration, and impact. We've been a geographically distributed team since day one, successfully operating across different time zones and continents either remotely or in our Cash App offices.
While our offices are fantastic, many of our roles can be effectively carried out remotely from the countries where Block is functional. We customize our working experience to foster creativity and productivity in our employees, irrespective of their location.
Find out more about our locations, benefits and more at
Job Description
The Cash App Quantitative Finance Team is a sophisticated mix of machine learning modelers, data scientists, ex-strategy consultants, and data engineers who are dedicated to applying top-notch AI, graph analytics, and machine learning algorithms to solve business problems within Cash App and the broader Block organization.
We have cracked some of the most intricate puzzles associated with the formation and evolution of our network, comprehension of customer churn or re-engagement with the platform, and the instinctive drives behind the inflow and outflow of money on the platform. Our team's output informs high-level company strategies across product development, marketing, and finance. We work in collaboration with the broader Block ecosystem and directly interface with Foundational Engineering, Data Engineering, marketing, customer insights, and finance.
As an Applied AI and Data Science Lead in our team, your responsibilities will not be limited to just developing these models; you will have the opportunity to spearhead the deployment of Generative AI applications within our business (e.g. classification, natural language querying). You will work on intricate graph/network problems and gain exposure to the highest levels of leadership across Block.
Due to the unique nature of this role, we need someone who can oversee the complete model development process (from requirements and data to development and implementation) and understands business contexts, coupled with the ability to communicate effectively with senior leaders.
Qualifications
You possess:
- An advanced degree (M.S., PhD.) in Computer Science, Engineering, Statistics, Physics, Mathematics, or a related technical field.
- Applicable industry experience of a PhD for 2 years or a Master’s for 4 years, in developing machine learning/statistical models to solve practical problems (e.g. classification, NLP, regression).
- Excellent written and verbal communication skills for conveying analytical findings and making significant influence amongst Cash and Block Executives.
- Familiarity with cloud computing platforms (e.g., AWS, GCP) and big data technologies (e.g., Databricks) is advantageous.
- A strong capacity for machine learning model development using Python (numpy, pandas, tensorflow, pytorch, scikit-learn etc.) and an understanding of SQL/NoSQL interaction patterns.
- Comfort with the Linux/OS X command line, version control software (git), and general software development principles with a machine learning software development life-cycle orientation.
Would be great if you have:
- A passion for or familiarity with graph theory problems/network science.
- Experience with consumer behaviors in the context of financial services.
- Open Source Contributions.
Additional Information
Block offers a market-based pay structure. The pay may vary depending on your location. U.S. locations are categorized into one of four zones based on the cost of labor index for that geographic area. The starting pay for the successful candidate will be contingent on their job-related skills, experience, qualifications, work location, and market conditions. These ranges may be subject to future modifications.
Zone A: USD $167,300 - USD $204,500
Zone B: USD $158,900 - USD $194,300
Zone C: USD $150,600 - USD $184,000
Zone D: USD $142,200 - USD $173,800.
To find out a location’s zone designation, refer to this . If a particular location is not mentioned, please consult with a recruiter for more information.
The benefits for full-time employees include the following:
- Healthcare coverage (Medical, Vision, and Dental insurance)
- Health Savings Account and Flexible Spending Account
- Pension Plans along with company match
- Employee Stock Purchase Program
- Wellness programs, including access to mental health care, 1:1 financial planners, and a monthly wellness allowance
- Compensated parental and caregiving leave
- Paid time off (counting 12 paid holidays)
- Paid sick leave (non-exempt employees receive 1 hour per every 26 hours worked (maximum of 80 hours annually), subject to legal restrictions, whereas exempt employees are covered by our flexible Time Off policy)
- Resources for learning and development
- Paid Life insurance, AD&D, and disability benefits
- Additional Perks such as remote work reimbursements and free access to caregiving, legal, and discounted resources.
For further details about these benefits, please refer to Block's policies. This role is also eligible to participate in Block’s equity plan, subject to the relevant plans and policies’ terms, and may qualify for a sign-on bonus. Sales roles may have the chance to participate in a commission plan, as per the respective plans and policies. Pay and benefits are subject to change at all times, in compliance with the terms of any applicable compensation or benefit plans.
We’re striving to build a more inclusive economy where our customers enjoy equal opportunities, and we aim to incorporate these values in building our workplace. Block is proud to be an equal opportunity employer. We work diligently to evaluate all employees and job applicants consistently, regardless of their race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other lawfully protected class.
We strongly believe in fair treatment and are committed to providing reasonable accommodations to applicants with disabilities throughout the recruitment process.
