Data Analyst (Credit Risk) - Join Team iwoca in London

Location: Hybrid in London, United Kingdom

About iwoca

Fast, flexible finance is crucial for small businesses to manage their cash flow and seize opportunities, strengthening both their operations and the economy. At iwoca, we're committed to helping businesses access needed funds swiftly, often within minutes. Since our 2012 launch, we've provided several billion in funding across Europe to over 100,000 businesses, firmly establishing ourselves as a top Fintech company. Our goal: to finance one million businesses through cutting-edge technology, data science, and excellent customer service.

The Role

Analytics and Portfolio Management

As part of our team, you will lead analytics to assess lending book risk, shape strategy decisions, and ensure robust monitoring processes. You’ll also support the establishment of a governance framework for risk management that aligns with business objectives and provide credit risk expertise for cross-functional projects.

Data Science Integration and Reporting

Develop and maintain reporting dashboards to offer clear insights into lending statuses and work closely with data science teams to boost credit monitoring and analysis. Engage with credit scoring infrastructure, tailoring eligibility criteria and enhancing credit scoring models.

Collaboration and Impactful Change

Engage in diverse, fast-paced projects to learn and institute impactful changes. Your daily tasks will include problem discovery, data analysis, and crafting solutions for risk strategy enhancements. This role demands close collaboration with Credit Analysts, Data Scientists, team leaders, and senior stakeholders across various business units.

The Team

The Portfolio Risk Team is pivotal to iwoca's success, developing our monitoring systems to maintain desired risk levels, enhance the use of risk scores, and facilitate new product initiatives.

Requirements

Essential: Strong numerate background (Maths, Physics, Statistics, CS, etc.), exceptional data analysis skills, team-oriented with excellent English communication abilities.

Desirable: Curiosity in problem-solving, SQL/Python proficiency, experience with Data Visualisation tools (e.g., Looker), and background in B2B/B2C credit risk lending & strategy.

Salary & Benefits

Salary range: £40,000 - £55,000, subject to experience. Benefits include medical insurance, generous holiday allowance, professional development opportunities, and more. Special perks include company retreats, paid volunteering days, and a vibrant office culture with events and clubs.

Working at iwoca

iwoca's offices are designed to maximize comfort and productivity, with locations in London, Leeds, and Frankfurt. We are dedicated to fostering a learning and growth environment, supported by a generous development budget and access to various learning platforms.

Ready to make a significant impact in finance? Apply to iwoca today!

Useful Links: iwoca benefits & policies, Interview welcome pack

Additional Information: Company name: iwoca, Job title: Data Analyst (Credit Risk).