(Junior) Data Analyst Finance & Payment (male/female/diverse)

Company Description

Discover the Unexpected

Experian is the world’s leading global information services company. We are listed on the London Stock Exchange (EXPN) and are a part of the FTSE 30. We're committed to harnessing data's power to transform lives and create opportunities for consumers, businesses, and society. We’ve been helping economies and communities thrive for over 125 years – and we’re not finished yet.

Our extraordinary staff of 21k employees in 40+ countries believe that the possibilities for you, and the world, are expanding. We're investing in the future with new technologies, exceptional people, and innovation to help create a better tomorrow. We employ the brightest minds who share our purpose and wish to make a difference. Together, we are

Job Description

• You will act as a specialist for analytical and methodological questions in credit risk management within the financial sector. This might include decisions on credit applications, management of credit lines, identification of potentially defaulting contracts, or dealing with files transferred to collections. Data and analysis lead to improved strategies and processes for all concerns. You generate these insights through your evaluations.
• Interesting topics within these evaluations? Absolutely, from creditworthiness assessments to identifying fraud, you'll find it all. You work with Experian's services and our customer's data. Through your analysis, you show our clients the potential of profitably integrating this additional information.
• You structure your results to suit the target audience and present your findings to colleagues and clients.
• Along with our sales team, you will communicate with new and existing clients and assist in customer service.
• You'll also expand your perspective by working on distinct projects in Telecomunication, E-Commerce, and Insurance sectors.

Why this position is important to Experian

This role is critical in our effort to make the financial world safer and more efficient. Your analytical abilities and data expertise will directly contribute to the development and implementation of innovative solutions for our clients. Your work helps strengthen trust in financial systems and underlying governance and decision-making mechanisms.

Qualifications

• You enjoy delving into data and have a flair for analytical and methodological questions.
• Preferably, you've had experience in Risk Management and are well-versed in this field. Familiarity with credit application processes in financial institutions or in the debt collection and factoring environment is a plus.
• You are a solution-oriented thinker, a fast learner and can work independently in a fast-paced work environment.
• A university degree in a relevant field is necessary.
• You have a good command of Python and proficiency in SAS, SQL and PowerBI is even more appealing.
• You have excellent German and English language skills.

More about you

• You're an analytical expert. You enjoy delving into complex data and spotting patterns. Your logical and strategic thinking helps you find the optimal solutions.
• You learn quickly and are versatile. You flourish in a dynamic environment and are comfortable with uncertainty and change.
• You're a skilled communicator, capable of explaining both technical and non-technical issues clearly and understandably. Your interpersonal skills enable effective interaction with both team members and customers.

Additional Information

Our uniqueness is that we truly embrace yours

The distinguishing factors of Experian are its culture and people. We take our people's objectives very seriously. We concentrate on what truly matters; DEI, work/life balance, growth, authenticity, engagement, collaboration, wellness, reward & recognition, volunteering...and the list goes on. We are a recognized organization due to our strong people-centered approach. If you’re excited about this role and being a part of our Experian family but feel your past experience doesn’t align perfectly with the role overview, we’d still love to hear from you and explore things further.

Innovation is integral to Experian's practices and DNA, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their authentic self to work, regardless of their gender, ethnicity, color, sexuality, physical ability, or age. If you have a disability or special need that needs accommodation, please let us know as soon as possible.

Ready to make a difference?

If you're eager to help shape the future of technology at Experian, then get in touch! To stand out from the crowd, send us a 300-word response about why you and this role just belong together. Tell us about your approach to the role and how Experian can best support you.

Your contact at Experian

Sascha Michael Geier
Senior Talent Acquisition & Employer Brand Partner
Experian EMEA APAC

Phone: +49 160 98188146
Email: [email protected]

Experian Careers - Creating a better tomorrow together