Senior Data Scientist/Machine Learning Engineer

About the Role

In this role, you'll be a part of the Data Science and Platform (DSP) team, responsible for developing innovative machine learning (ML) solutions in the fintech industry. Your contributions will significantly impact various customer touchpoints, such as account access, identity verification, transactions, ticket resolution, personalization, marketing, etc. The ideal candidate displays proficiency in data analysis, machine learning, and software engineering, and they also have the ability to collaborate with partners from diverse skill backgrounds. You'll focus on building and deploying real-time and batch ML models and systems to facilitate Chime's navigation of the ever-changing FinTech industry landscape.

The base for this role, based on the level of experience, starts at $133,300.00, going up to $232,200.00. Full-time employees are also eligible for a bonus, a competitive equity package, and benefits. Your actual base salary could be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Design, train, and deploy innovative ML models to continually enhance the effectiveness of Chime's critical machine learning systems.
• Identify high-impact business opportunities through data-driven solutions and translate business problems into scientific formulations.
• Actively seek internal opportunities to standardize tools and reduce ML model development time, which results in an exceptional Data Science experience.
• Contribute to the growth of our SageMaker ML pipeline infrastructure, which is used for model training, evaluation, and deployment at scale.
• Pioneer the development of complex feature engineering data pipelines, enhancing the performance of our ML models significantly.
• Identify and develop ML techniques proactively that can impact multiple models, thereby improving overall efficiency and effectiveness.
• Become a subject matter expert on Chime's various data domains and leverage innovative ML approaches to meet business needs effectively.
• Engage actively with the data community at Chime by sharing knowledge, suggesting process improvements, and upholding technical standards.
• Collaborate closely with data and platform engineers to design and build next-generation data/ML products to support Chime's large-scale data solutions.

To thrive in this role, you have:

• A Bachelor's degree in Computer Science, Engineering, Statistics, Economics, Mathematics, or a related field. A Master's or Ph.D. degree is a bonus.
• A minimum of 4 years of industry experience (preferably in consumer tech) developing ML models from conception to business impact.
• Strong programming skills (preferably in Python) to develop ML and feature engineering systems, and intermediate SQL skills to process data from various disparate sources.
• Proven expertise in developing and deploying advanced machine learning (XGBoost, CatBoost, LightGBM, etc.) and deep learning model frameworks, with a strong interest in optimizing data preparation, model training, and inference pipelines.
• Experience working with advanced ML techniques, such as embeddings, Graph Neural Networks (GNNs), transfer learning, etc.
• Proficiency in using various ML/DL toolkits, such as Keras, , TensorFlow, Scikit-learn, SparkML, etc.
• Familiarity with cloud and infrastructure services like Sagemaker, Airflow, Snowflake, Spark, Redis, Kafka, etc.
• A strong passion for collaboration and effective communication with both technical and non-technical partners.

A little about us

We founded Chime because we believe everyone deserves financial peace of mind. It is our goal to eliminate unnecessary fees and help people grow their savings automatically, empowering millions of Americans to take control of their finances.

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members an opportunity to receive early access to their paychecks, help them improve their credit, and more!

We have assembled one of the most experienced leadership teams in Fintech and were recently valued at over $25.5B. We have raised over $1.7B in funding from leading investors, including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures, and others.

What we offer

• 💰 A competitive salary based on experience
• ✨ Standard benefits, including a 401k match, medical, dental, vision, life, and disability insurance
• 🏝 Generous vacation policy and company-wide self-care days
• 🖥 Virtual events to connect with your fellow Chimers, such as cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and contribute to creating an entirely new kind of banking service

We know that great work is the result of great, inclusive teams. At Chime, we are looking for individuals with diverse strengths, skills, backgrounds, and ideas. We believe this gives us a competitive edge in serving our members and helps us all grow as Chimers and individuals.

We hire candidates regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, veteran status, or any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance. If you have a disability or special need requiring accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the .

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